Find my savings
Don't let your FSA dollars expire! Capture this spend before it disappears.
Don't let your FSA dollars expire!
Guaranteed money back on your
Bank-Level Encryption. Fully IRS-compliant. 100% risk-free.
"I paid $1,000 for my WellnessPay membership and got back $950 in my first month alone! They found HSA eligibility on my Theragun, supplements, and even my air purifier. Best investment I've made."
— Sarah M., Austin TX
"My patients were deficient in key nutrients and needed specific wellness devices, but the HSA approval process was always so complicated. WellnessPay makes it simple by handling everything that used to be impossible for my patients to navigate."
— Dr. Michael Chen, Seattle WA
"I was battling chronic insomnia and couldn't afford the $300 sleep tracker my doctor recommended. WellnessPay's doctor got me approved through my HSA in 24 hours. Game changer for my health."
— Jessica R., Denver CO
"I used to spend weekends researching what my FSA covered. WellnessPay's AI does it instantly. They've saved me 20+ hours and found $1,200 in eligible purchases I never knew about."
— David L., San Francisco
"Had no idea my massage chair, vitamins, and meditation app were all HSA eligible. WellnessPay scanned my past purchases and got me $800 back. Now I check everything through them first."
— Maria G., Miami FL
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Many wellness products qualify. We help you find out which ones.
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Bank-Level Encryption
Your financial data stays secure
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Licensed Physicians
Doctor-reviewed LMNs when required
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HIPAA Protected
Your health data stays private
Wait, what is Wellness Pay, exactly?
WellnessPay gets you up to 35% back on wellness stuff you already buy. Same gym membership, same supplements, same Peloton - you just pay up to 35% less. Most Americans don't know they can use their HSA and FSA money for these things, which is why $147 billion sits unused in accounts every year and growing. We handle all the compliance and paperwork - you just connect your accounts and we take care of everything else. Plus, premium members get telehealth consultations, 800+ free prescriptions, and discounted blood panels.
Can I really use my HSA/FSA on stuff like this?
Absolutely! Many wellness products are HSA/FSA eligible. Some items like magnesium supplements, sleep aids, probiotics, and specialty vitamins need a Letter of Medical Necessity (LMN), but that's where we make it simple. Your onboarding doctor visit plus our streamlined LMN process unlocks way more spending options - things like high-quality omega-3s, adaptogens, and targeted nutrients that would normally require jumping through hoops.
What does LMN mean and how does it work?
LMN is a Letter of Medical Necessity - basically a doctor's note saying you need something for your health. Here's how easy we make it: Let's say your blood panel shows low magnesium and you're having sleep issues. Your onboarding doctor can immediately write an LMN for magnesium supplements, melatonin, and even a sleep tracking device - all HSA/FSA eligible. Our proprietary technology handles the paperwork automatically, so you just shop and checkout like normal. No forms, no waiting, no hassle.
I already bought things. Can I still get money back?
Yes! You can submit eligible past purchases for reimbursement, even if you didn't use your HSA/FSA card at the time. Connect your bank account, email, or Amazon account and we'll automatically scan through your purchase history and receipts to find what qualifies. We do all the digging for you and calculate exactly how much you may be eligible to get back. No more searching through old receipts or wondering what you missed.
Seems too good to be true, is this IRS compliant?
Yes. We follow IRS Section 213(d) guidelines, which allow HSA and FSA funds to be used for medically necessary products and services. Our licensed doctors issue LMNs, and your purchases are tracked and documented for full compliance.
What’s the Wellness Pay Card? Does it change the way I shop?
The Wellness Pay Card is launching at the end of the year as an added benefit on top of everything else we provide. It makes it even easier to flag your HSA/FSA eligible purchases through our system, but you can still spend the way you normally do on all your other accounts. Nothing changes about how you shop - this is just another tool to help you maximize your wellness spending benefits.
Covered by IRS rules,
ready to submit.
Examples:
prescriptions, first aid, SPF 15+ sunscreen
Requires a Letter of Medical Necessity, which we prepare for you.
Examples:
supplements, fitness gear, therapy sessions
Never reimbursable, even with a reimbursement letter (LMN)
Examples:
cosmetic procedures, beauty products
We check, flag, and prepare everything so you get every eligible dollar back, fast.
The only card built for HSA/FSA-eligible wellness. Save more. Track everything. Unlock exclusive perks.
The only card built for HSA/FSA-eligible wellness. Save more. Track everything. Unlock exclusive perks.
